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Back to School: How to Prepare
Teen Drivers for Life behind the Wheel

Teen Driver

High school students have plenty on their minds when they start a new school year. Whether it is a new sports season, or the big fall dance, the start of a new year brings a whirlwind of activity to the minds of students. For some teen drivers, the first time behind the wheel is one of the marquee moments of their high school experience.

While that moment should certainly be a fun and exciting one, it's important for teens to be prepared. That means a teen driving course, whether taken in school or out of school, is vital.

The Importance of a Teen Driving Course

While driving might evoke a sense of freedom, teens should also be aware that it means taking on new responsibilities. It is a life and death activity. Motor vehicle crashes are the leading cause of deaths among teens, according to the Centers for Disease Control. Per mile driven, teen drivers ages 16 to 19 are four times more likely than older drivers to crash.

With that in mind, it's important teen drivers prepare themselves for the responsibility of being behind the wheel. Taking the driving course offered in school is one step; another is taking lessons from a qualified instructor. But an additional driving course may be a good idea, to ensure you are safe on the road.

Typical drivers' education courses will teach students the basics like navigating pedestrian traffic at crosswalks, the meaning of street signs, and how to handle a four-way stop sign. Learning how to drive defensively, to protect yourself as well as others, is the next level of driver training. It can help your teen driver get plenty of real-world practice before they get their license, like driving in less-than-ideal weather conditions or in construction zones.

While a teen driving course can help a young driver stay safe on the road, it also may save you money on car insurance. 21st Century Insurance offers a discount to drivers under the age of 21 who take a state approved driver training course.*

Car Insurance for your Teen Driver

It's important to make sure that before your teen driver sits behind the wheel, they are insured. That means either calling your insurance provider, or seeking out a separate insurance provider for your teen. While the upfront costs may be high, the sooner you insure your teen driver, the quicker their insurance costs start to decline, according to the University of California, Berkeley.

21st Century knows that insuring your teen driver can be expensive. That's why we offer discounts like the good student discount in some states. Students under the age of 25 insured by 21st may be able to save money on their car insurance, just by having a "B" average or better. Speak with your agent or check to see if you qualify.

If you're looking to insure your teen driver, get the same great coverage for less from 21st Century. Start the process now by getting a free online insurance quote at and see how much you could be saving today.

*The driver training and good student discounts may not be available in all states.

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